July 29 – SoFi Technologies (NASDAQ:SOFI) rose about 5% in premarket trading on Tuesday after beating the Q2 estimate and reporting higher revenue and earnings for the second quarter of 2025.
The company posted net revenue of $854.9 million for the quarter ended June 30, up 43% from $598.6 million a year earlier. Adjusted net revenue reached $858.2 million, a 44% increase from the same period last year. Net income came in at $97.3 million, up from $17.4 million.
Adjusted earnings before interest, taxes, depreciation and amortization increased 81% to $249.1 million. Fee-based revenue advanced 72% to $377.5 million as SoFi’s loan platform and other services contributed more to results.
Membership rose 34% year over year to 11.7 million, while total products on the platform grew to 17.1 million. Loan originations totaled $8.8 billion for the quarter, including gains in personal, student and home loans.
The company said it raised full-year guidance, pointing to growth in products and demand for its technology platform.
Based on the one year price targets offered by 16 analysts, the average target price for SoFi Technologies Inc is $16.63 with a high estimate of $27.00 and a low estimate of $6.00. The average target implies a downside of -20.90% from the current price of $21.02.
Based on GuruFocus estimates, the estimated GF Value for SoFi Technologies Inc in one year is $11.50, suggesting a downside of -45.29% from the current price of $21.02. Gf value is Gurufocus’ estimate of the fair value that the stock should be traded at. It is calculated based on the historical multiples the stock has traded at previously, as well as past business growth and the future estimates of the business’ performance. For deeper insights, visit the forecast page.
This article first appeared on GuruFocus.
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