A SOCIAL security rule means no checks will be paid out to Americans in November.
SSI offers specific assistance to those Americans who have limited income or resources and are either blind, disabled, or 65 and older.
To make everything smooth and easy to follow for recipients, the SSA has a Schedule of Social Security Benefit Payments it operates with.
SSI typically always goes out on the first date of each month, making for a reliable distribution Americans can count on.
But this year, thanks to a calendar quirk recipients will receive two lots of cash in October and none in November.
The November payment will be paid on October 31 instead.
According to a Monthly Statistical Snapshot from the federal agency in August, about 7.4 million people in the country currently get Supplemental Security Income (SSI) benefits.
Children with a qualifying disability can also get SSI.
All eligible recipients cannot have monthly wages over $2,019.
Those who have qualified and received payments so far in 2025 can get a maximum of $967 monthly from SSI as an individual and $1,450 as a married couple.
Exact amounts will vary depending on other factors.
It’s not the first time payment dates have been moved.
Things can sometimes change depending on when federal holidays and weekends fall on the calendar, as the SSA doesn’t send out funds in either situation.
For example, last month September 1 was Labor Day — a federal holiday — as it fell on the first Monday of the month.
That’s why SSI recipients already got their distribution for September ahead of time on August 29, the next closest date on a standard business day.
There was also a distribution on August 1, meaning that August was a double payment month to make up for September.
October is also a double payment month to make up for November in 2025 for SSI recipients.
On Wednesday, the 7.4 million Americans who get the funds would’ve already gotten their first maximum payment of $1,450.
MONEY MONTH
They’ll get another on Halloween, October 31, because the distribution on November 1 falls on a Saturday.
Again, that can’t happen, so the SSI payment is made ahead of time.
That means October will hold up to $2,900 in funds for some Americans, but it isn’t extra money, just early money.
December will also feature a double distribution, and there’ll be more cash in store.
Since January 1, 2026, also falls on a federal holiday, New Year’s Day, the SSI distribution will arrive on December 31.
Except, since it’s technically a 2026 payment, the cost-of-living adjustment (COLA) for 2026 would apply.
It’s currently estimated at about 2.8%, so SSI distributions for December 31 will have a new maximum of around $1,490.
The official COLA won’t be determined until October 15, according to the SSA.
As of September 30, a key payment method has also been scrapped for thousands of Social Security recipients.
An SSA fund is still expected to run out of money soon as well, but two senators have a plan to prevent it from happenings.
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