College Football Playoff: USA Today predicts 2025 12-team bracket, full bowl slate

The latest College Football Playoff projections are here from USA Today as they broke down the entire playoff and bowl projections. It should be noted they only ranked the top four seeds in the playoffs but noted the matchups in the first round from the other eight CFP teams, although we can note the seeds based on the second round matchups.

Remember, the 12-team College Football Playoff has a slight variation this year. The five highest ranked conference champs are guaranteed a spot, but the top four seeds (the first round byes) are strictly by ranking.

Without further ado, let’s dive into USA Today’s College Football Playoff projections and bowl game slate. We’ll start in the first round of the CFP!

No. 12 Memphis at No. 5 Ohio State

Memphis is the Group of Five representative from USA Today and will hit the road against the defending champions. Ohio State welcoming a team to the Horseshoe is a good spot to be in for the postseason.

Certainly, the Buckeyes will be the heavy favorites here. It’ll take quite the effort from the Tigers to pull off this upset.

All eyes will be on Texas and Ohio State to kick off the 2025 college football season in Week 1 at Ohio Stadium.
Tim Heitman-Imagn Images

No. 11 Illinois at No. 6 Texas

Texas has massive expectations this year, like winning a national championship. They’ll return to the College Football Playoff but have a first round game, rather than a bye.

In comes Illinois, who makes the playoff for the first time in program history. Everything’s setting up for this to be a special season in Champaign.

No. 10 Utah at No. 7 Notre Dame

Utah finally makes it to the College Football Playoff in a bounce back season for Kyle Whittingham and crew. With the way USA Today projects the bracket, the Utes will win the Big 12 but be ranked low enough where they have a road game to start out the playoff.

Notre Dame returns to the CFP after finishing as the runner ups in 2024-25. The Fighting Irish expect to be back in contention this year and will have a home game to open the postseason.

No. 9 LSU at No. 8 Oregon

LSU gets their breakthrough season under Brian Kelly and gets to the College Football Playoff. However, they’ll have to hit the road and play the Ducks.

Oregon wants to have a better CFP than last season, when they went one-and-done. Can Dan Lanning get them a win or two at least?

CFP Quarterfinal at the Cotton Bowl

Jeremiah Smith, Ohio State
Ohio State wide receiver Jeremiah Smith. (Adam Cairns/Columbus Dispatch / USA TODAY NETWORK via Imagn Images)

No. 4 Georgia vs. Memphis/Ohio State

Georgia, spoiler alert, is actually not the SEC champion here! But, they played well enough to earn a first round bye and they’ll take on Memphis or Ohio State.

USA Today didn’t predict the first round winners, so it’s tough to judge the matchup. However, the Bulldogs will be favored here.

CFP Quarterfinal at the Sugar Bowl

No. 1 Alabama vs. LSU/Oregon

Alabama either gets an SEC foe or a hot Oregon team in the second round. USA Today has the Crimson Tide as the top seed in the College Football Playoff after winning the SEC.

This would be a massive step up for Kalen DeBoer and crew compared to missing the dance last season. But this Sugar Bowl game would be circled if it’s one of these two matchups.

CFP Quarterfinal at the Rose Bowl

No. 3 Penn State vs. Illinois/Texas

Penn State is the Big Ten champion in these College Football Playoff projections. They’ll have a Big Ten matchup against Illinois or a massive game against Texas.

Could this be the year of James Franklin finally getting it done? With the talent they have back this year, they’ll certainly have a chance.

CFP Quarterfinal at the Orange Bowl

Mark J. Rebilas-Imagn Images, USA Today Network

No. 2 Clemson vs. Utah/Notre Dame

Is this the year of Clemson? It could be as USA Today projected the Tigers to be the ACC champ and the No. 2 team in the College Football Playoff.

It could be a clash of styles in either scenario. Utah or Notre Dame won’t, in all likelihood, be able to out pace Clemson in the passing game. But this could be a hard hitting, gritty affair.

CFP Semifinal at the Fiesta Bowl

No. 2 Clemson vs. No. 3 Penn State

The projections will now give us Clemson and Penn State in the College Football Playoff semifinals. Does Dabo Swinney get another crack at a title or can James Franklin finally break through to the biggest game?
Well, the predictions give us the latter with the Nittany Lions getting the win out west. The QB matchup between Cade Klubnik and Drew Allar will certainly be one to watch.

CFP Semifinal at the Peach Bowl

No. 1 Alabama vs. No. 4 Georgia

An all-SEC matchup in the semifinals. These two have seen each other plenty, including Alabama getting the win in the SEC Championship per the projections.

But, the College Football Playoff matchup goes to the Bulldogs here. Kirby Smart will have a chance to win a third national title in the end.

CFP National Championship

(Tony Walsh/UGAAA)

No. 3 Penn State vs. No. 4 Georgia

USA Today didn’t predict the winner of the College Football Playoff, but here’s your matchup! On paper, the Nittany Lions should be favored.

But, you have to throw everything out the window when you get to this point. Does Kirby Smart get the better of James Franklin in this spot? Considering the championship experience?

USA Today Preseason Bowl predictions

Saturday, Dec. 13

LA Bowl
SoFi Stadium (Inglewood, California)
9 p.m., ESPN

UCLA vs. Boise State

Tuesday, Dec. 16

IS4S Salute to Veterans Bowl
Cramton Bowl (Montgomery, Alabama)
9 p.m., ESPN

Northern Illinois vs. Arkansas State

Wednesday, Dec. 17

StaffDNA Cure Bowl
Camping World Stadium (Orlando, Florida)
5 p.m., ESPN

Georgia Southern vs. Eastern Michigan

68 Ventures Bowl
Hancock Whitney Stadium (Mobile, Alabama)
8:30 p.m., ESPN

Jacksonville State vs. Louisiana-Lafayette

Friday, Dec. 19

Myrtle Beach Bowl
Brooks Stadium (Conway, South Carolina)
Noon, ESPN

Miami (Ohio) vs. Appalachian State

Union Home Mortgage Gasparilla Bowl
Raymond James Stadium (Tampa, Florida)
3:30 p.m., ESPN

Tulane vs. North Carolina

Monday, Dec. 22

Famous Idaho Potato Bowl
Albertsons Stadium (Boise, Idaho)
2 p.m., ESPN

Ohio vs. Colorado State

Tuesday, Dec. 23

Boca Raton Bowl
Flagler Credit Union Stadium (Boca Raton, Florida)
2 p.m., ESPN

Texas State vs. Western Michigan

New Orleans Bowl
Caesars Superdome (New Orleans)
5:30 p.m., ESPN

Liberty vs. James Madison

Scooter’s Coffee Frisco Bowl
Frisco, Texas
9 p.m., ESPN

Fresno State vs. North Texas

Wednesday, Dec. 24

Sheraton Hawai’i Bowl
Clarence T.C. Ching Athletics Complex (Honolulu)
8 p.m., ESPN

South Florida vs. Air Force

Friday, Dec. 26

GameAbove Sports Bowl
Ford Field (Detroit)
1 p.m., ESPN

Michigan State vs. Toledo

Rate Bowl
Chase Field (Phoenix)
4:30 p.m., ESPN

Baylor vs. Wisconsin

SERVPRO First Responder Bowl
Gerald J. Ford Stadium (Dallas)
8 p.m., ESPN

UTSA vs. Texas Tech

Saturday, Dec. 27

Go Bowling Military Bowl
Navy-Marine Corps Memorial Stadium (Annapolis, Maryland)
11 a.m., ESPN

Syracuse vs. Navy

Bad Boy Mowers Pinstripe Bowl
Yankee Stadium (Bronx, New York)
Noon, ABC

NC State vs. Minnesota

Wasabi Fenway Bowl
Fenway Park (Boston)
2:15 p.m., ESPN

Pittsburgh vs. East Carolina

Pop-Tarts Bowl
Camping World Stadium (Orlando, Florida)
3:30 p.m., ABC

Georgia Tech vs. BYU

Snoop Dogg Arizona Bowl
Arizona Stadium (Tucson, Arizona)
4:30 p.m., CW Network

Bowling Green vs. UNLV

Isleta New Mexico Bowl
University Stadium (Albuquerque, New Mexico)
5:45 p.m., ESPN

San Jose State vs. South Alabama

TaxSlayer Gator Bowl
EverBank Stadium (Jacksonville, Florida)
7:30 p.m. ABC

Oklahoma vs. Miami

Kinder’s Texas Bowl
NRG Stadium (Houston)
9:15 p.m., ESPN

Kansas State vs. Texas A&M

Monday, Dec. 29

Birmingham Bowl
Protective Stadium (Birmingham, Alabama)
2 p.m., ESPN

Virginia Tech vs. Auburn

Tuesday, Dec. 30

Radiance Technologies Independence Bowl
Independence Stadium (Shreveport, Louisiana)
2 p.m., ESPN

West Virginia vs. Western Kentucky

Music City Bowl
Nissan Stadium (Nashville, Tennessee)
5:30 p.m., ESPN

Tennessee vs. Indiana

Valero Alamo Bowl
Alamodome (San Antonio)
9 p.m., ESPN

Iowa State vs. USC

Wednesday, Dec. 31

ReliaQuest Bowl
Raymond James Stadium (Tampa, Florida)
Noon, ESPN

Nebraska vs. Florida

Tony the Tiger Sun Bowl
Sun Bowl Stadium (El Paso, Texas)
2 p.m., CBS

Florida State vs. Washington

Cheez-It Citrus Bowl
Camping World Stadium (Orlando, Florida)
3 p.m., ABC

Michigan vs. Ole Miss

SRS Distribution Las Vegas Bowl
Allegiant Stadium (Las Vegas)
3:30 p.m., ESPN

Iowa vs. Washington State

Friday, Jan. 2

Lockheed Martin Armed Forces Bowl
Amon G. Carter Stadium (Fort Worth, Texas)
1 p.m., ESPN

Army vs. Kansas

AutoZone Liberty Bowl
Simmons Bank Liberty Stadium (Memphis, Tennessee)
4:30 p.m., ESPN

TCU vs. Missouri

Duke’s Mayo Bowl
Bank of America Stadium (Charlotte, North Carolina)
8 p.m., ESPN

Duke vs. South Carolina

TBD

Holiday Bowl
Snapdragon Stadium (San Diego)
Time TBD, Fox
SMU vs. Arizona State

TBA (Conference USA vs. MAC)
Louisiana Tech vs. Buffalo


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